What Is a CCRC? Understanding Continuing Care Retirement Communities

When planning for retirement, many older adults and their families consider options that ensure a comfortable, vibrant lifestyle with the flexibility to meet changing needs. This is where Continuing Care Retirement Communities (CCRCs) come in. But what is a CCRC, and how can it benefit you?

What Is a CCRC?

A Continuing Care Retirement Community is a type of senior living community offering multiple levels of care within the same campus. CCRCs provide independent living, assisted living, memory care, skilled nursing, and rehabilitation services. This means that as your health or lifestyle needs evolve, you can transition to a higher level of care without having to move to a different location.

Levels of Care at a CCRC

One of the most defining features of a CCRC is its continuum of care, which includes:

• Independent Living: Ideal for active seniors who want a maintenance-free lifestyle with access to amenities, social activities, and wellness programs
• Assisted Living: For those who need help with activities of daily living (ADLs), like bathing, dressing or medication management, while still enjoying independence
• Memory Care: Specialized support for individuals living with Alzheimer’s or other forms of dementia, focusing on safety and personalized care
• Rehabilitation: Short-term therapy and recovery services for seniors regaining strength and mobility after surgery, illness, or injury, with access to physical, occupational, and speech therapies
• Skilled Nursing: Comprehensive medical care for those recovering from an illness or injury or requiring ongoing healthcare support

Having all these options in one community offers peace of mind and eliminates the stress of searching for new care providers if your needs change.

The Benefits of a CCRC

1. Peace of Mind for the Future

Moving to a CCRC means planning ahead. With various care levels available, you’re prepared for life’s changes, ensuring you’ll always have the right support.

2. A Maintenance-Free Lifestyle

Forget about mowing lawns or repairing leaky faucets. Living in a CCRC means enjoying a truly maintenance-free lifestyle. You’ll have more time to focus on the activities you love, like fitness classes, book clubs or outings with friends.

3. All-Inclusive Living

Many CCRCs offer an all-inclusive approach, covering housing, dining, utilities, transportation, and even some healthcare costs. This simplifies budgeting and allows for predictable expenses.

4. Wellness and Social Opportunities

From fitness programs and lifelong learning opportunities to art classes and community events, CCRCs provide plenty of activities to keep residents active and engaged. Staying socially connected is key to maintaining physical and emotional wellness as you age.

5. Cost Savings Over Time

While the up-front cost of a CCRC may seem high, the predictable monthly fees and access to bundled healthcare services can save money in the long run. You’re investing in a future where both your lifestyle and care needs are taken care of in one place.

What Does a CCRC Cost?

Costs can vary widely depending on the location, amenities, and services offered. Typically, there are two main fees, including:

• An Entrance Fee: A one-time payment that can range from $100,000 to over $1 million. This ensures your spot in the community and access to its services. In some cases, a portion of the entrance fee may be refundable.
• Monthly Fees: These range from $2,000 to $6,000 or more, depending on the level of care and size of the residence. Monthly fees often cover maintenance, dining, utilities, activities, and some healthcare services.

While the initial cost may seem significant, m

any residents find the value of bundled services, amenities, and peace of mind well worth the investment. The AARP also provides more information about evaluating CCRC costs.

 

 

The CCRC Benefit of Blakehurst

At Blakehurst, you can embrace all the benefits of a CCRC while enjoying a vibrant lifestyle tailored to your needs. Located in Towson, Maryland, Blakehurst offers a maintenance-free environment, a wide range of activities, and exceptional dining. You’ll have access to a full spectrum of care, including independent living, assisted living, memory care,  skilled nursing, and rehabilitation—all on one campus.

With an emphasis on wellness, community, and security, Blakehurst ensures a comfortable future no matter how your needs evolve.

Ready To Explore CCRC Living?

Call 410-938-8381 today to schedule a personal tour and see firsthand how we support our residents with everything they need to thrive.